Niramaya Health Insurance Scheme: Thanks to Niramaya Health Insurance Scheme, people with disabilities including autism, cerebral palsy, mental retardation and many disabilities can now get health insurance.
Under the Social Justice and Empowerment Department Disability Empowerment Unit of the Department of Social Justice and Empowerment, the National Trust for People with Autism, Cerebral Palsy, Mental Health and Disabilities disabled Many Welfare is the group that administers this health insurance program. 1 lakh charges.
Read the article below to know more about Niramaya Health Insurance Scheme.
Niramaya Health Insurance Scheme Details in Highlights
| Name of the scheme | Niramaya Health Insurance Scheme |
| Launched by | Government of India |
| Objective | To provide health insurance coverage |
| Beneficiaries | all PwDs with valid disability certificates |
| Official Website | https://thenationaltrust.gov.in/auth/guidelines4.php |
Objectives of Niramaya Health Insurance Scheme
The goal of the Niramaya programme is to give PwDs insured by the National Trust Act of 1999 access to reasonably priced health insurance. The programme offers reimbursement-based health insurance up to Rs. 1 lakh annually.
Features of Niramaya Health Insurance Scheme
up to Rs. 1 lakh health insurance coverage is provided under this scheme. Keep in mind that this is affordable only. Anyone can enroll in this scheme anywhere in India. This type of healthcare has many advantages. Under the National Trust Act, individuals can obtain matching funds regardless of the nature of their losses.
OPD care, routine medical check-ups for infirm and disabled, preventive dental care, non-surgical hospitalization, palliative surgery for severe disability, disability treatment of congenital malformations, continuation of therapy, use of alternative medicines, are a few of them
Travel expenses are also covered by this arrangement. Pre-insurance medical examination is not required for beneficiaries to take advantage of this scheme. It offers all inclusive coverage with one premium for all age groups. Benefits under this scheme are available to persons with disabilities (PwDs) who hold a valid disability certificate issued under the National Trust Act.
Benefits of Niramaya Health Insurance Scheme
Premium under health insurance: ₹1,00,000 for certain expenses. Dentistry: The practice of preventive dentistry. Treatment provided by an outpatient clinic (OPD) includes medicines, pathology, diagnostic tests and more. Ongoing healing: To address disability and related issues.
Regular Medical Examination - For disabled persons who do not get sick. Surgery: Used to treat pre-existing problems (including birth defects) or to prevent further disability and damage. Hospitalization and nonsurgical treatment: hospital stay and nonsurgical coverage.
Alternative treatment options that are discussed are referred to as alternative medicine. Transportation Expenses: Travel expenses associated with receiving treatment.
Documents
For Claim Process:
- Copy of Niramaya card or mention Health ID Card number.
- Self-attested copy of Disability Certificate.
- All original prescription papers given by the doctor.
- All original bills of Hospital / Medicine / Doctor fee / Therapy fee / Conveyance etc.
- All reports in original.Complete bank details of Beneficiary : Name of Account Holder.Account No. / Bank Name / Branch / (City & State).Bank account IFSC Code.
For Enrollment Process:
- Proof of payment.
- Below Poverty Level or BPL card (in case the beneficiary belongs to BPL category).
- Address Proof.
- Disability certificate issued from the District Hospital or appropriate Government authority (Self-attested).
- Income certificate (Self attested) of the parent/ guardian competent authority as issued by the State (in case the beneficiary belongs to APL category).
Eligibility Niramaya Health Insurance Scheme
Application for the scheme is open to PWDs with a valid disability certificate who fulfill at least one of the requirements for registered disability under the 1999 National Trust Act.
Application Process of Niramaya Health Insurance Scheme
- PwD parents or guardians must bring the necessary paperwork to the closest Registered Organisation (RO) in order to enrol their child in Niramaya.
- After the originals are verified, RO will complete the Niramaya application online and upload the necessary scanned documents.
- Each beneficiary will receive a Health ID number or card upon successful enrollment and approval, or they can download one online or through RO.
How to Apply Online for a Health Card Niramaya Health Insurance Scheme
- Go to the nationaltrust.gov.in official website.
- Once there, select Niramaya from the “Scheme” section by clicking on the left-hand side. There, you will find all the facts about the scheme.
- Select “Download.
- Click the “Download” option after reviewing the contents of the Niramaya Health Insurance plan. The Raksha TPA Pvt Ltd. Centre List, the Enrollment Form, the Renewal Application Form, and the Claim Form are your four possibilities.
- Click “Download Enrollment Form”.
- Select the “Download Enrollment Form” option from the list of four. Have all the necessary information listed on the form close at hand.
- Submit the form
- Send the completed form to the closest RO. The rest will be handled by the RO, who will also complete the online Niramaya application form and upload the necessary scanned documents after the originals have been verified. After finishing, the RO will pay the application fees and submit the properly completed form on the National Trust portal.
FaQ
Q.Who is eligible for Niramaya Health Insurance Scheme?
Ans.Application for the scheme is open to PWDs with a valid disability certificate who fulfill at least one of the requirements for registered disability under the 1999 National Trust Act.
Q.How to claim Niramaya Health Insurance Scheme?
Ans.Claim Form under Niramaya All Claims for settlement under Niramaya has to be submitted to Oriental Insurance in the prescribed Claim Form alongwith relevant vouchers/ bills, etc. within 30 days of treatment or discharge from hospital
Q.What is the Benefits of Niramaya Health Insurance Scheme ?
Ans.Premium under health insurance: ₹1,00,000 for certain expenses. Dentistry: The practice of preventive dentistry. Treatment provided by an outpatient clinic (OPD) includes medicines, pathology, diagnostic tests and more. Ongoing healing: To address disability and related issues.
Niramaya Health Insurance Scheme 2024: Apply Online, Eligibility, Benefits @ thenationaltrust.gov.inbrothers, if you are liked given by jagokisan.com with the information then plz like and share so that other farmer brothers can also be helped
