West Bengal Student Credit Card Scheme:- Almost every student wants to pursue higher education but due to poor financial condition many students are unable to fulfill their dream of pursuing higher education. The government has launched programs to ensure access to higher education for all students.
Today we will tell you about the WB Student Credit Card Scheme launched by the Government of West Bengal. Through this program, student loans will be provided for higher studies.
After reading this article you will pick up all the important information about this system like it is a student credit card in West Bengal. its purpose, benefits, features, eligibility criteria, documentation requirements, application process and more.
Details Of WB Student Credit Card 2024
Name Of The Scheme | West Bengal Student Credit Card |
Launched By | Government Of West Bengal |
Beneficiary | Students Of West Bengal |
Objective | To Provide Loans For Higher Education |
Official Website | https://wbscc.wb.gov.in/ |
Year | 2024 |
Amount Of Loan | Upto Rs 10 Lakh |
Repayment Period | 15 Years After Getting Job |
State | West Bengal |
Application Type | Online/Offline |
Objective Of West Bengal Student Credit Card Scheme 2024
The main objective of the West Bengal Student Credit Card is to provide loans to students for higher education. Through this scheme loans up to Rs, 10 lakh will be provided to students which will help them to pursue their higher education without thinking about the financial burden.
Now every student of West Bengal will be able to get higher education. This scheme will also reduce the unemployment rate among the citizens of West Bengal as now more students will be able to get education and employment.
Benefits And Features Of West Bengal Student Credit Card 2024
- The chief minister of West Bengal Mamata Banerjee has launched the West Bengal Student Credit Card Scheme
- Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies
- The decision to launch this scheme was taken in a state cabinet meeting which was held on 24 June 2021
- Students studying in class 10th or above will be able to take benefit of this scheme
- The loan provided through this scheme will be available at a very low rate of interest
- To get the number of loans students will be provided a credit card
- Through this credit card, students can withdraw the amount of loan
- All those students who are living in West Bengal for the last 10 years can take benefit of this scheme
- West Bengal Student Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad
- This scene was a part of the election manifesto of Trinamool Congress
- The benefit of this scheme is avail till 40 years of age
- After getting a job students have to repay the amount of the loan within 15 years
Eligibility Criteria
- The applicant must be a permanent resident of West Bengal
- Applicant must be living in West Bengal for at least 10 years
- The upper age limit to apply for this scheme is 40 years
Required Documents To Apply
- Aadhar Card
- Residence certificate
- Age proof
- Ration card
- Income certificate
- Bank account details
- Mobile number
- Passport size photograph
How to Apply Online for West Bengal Student Credit Card Scheme 2024
Registration
- First of all, go to theofficial websiteof the West Bengal student credit card scheme
- The home page will open before you
- On the homepage, you are required to click onStudent Registration
- The registration form will appear before you
- You have to enter the following information in the registration form:-
- Applicant name
- Date of birth
- Gender
- Aadhar number
- Program type
- Program name
- State of institution
- District of institution
- Name of institution
- Mobile number
- Email ID
- Password etc
- After that, click on the register
- Now unique ID will generate and it will send to your registered mobile number
- This user ID will use as a user ID for all future purposes
Login
- Now you are required to click on thestudent login
- After that, you have to enter the application ID, password, and captcha code
- Now you have to click on the login
- The applicant dashboard will appear before you
- Now you have to click on the application detail
- After that you have to click on the edit loan application
- The application form will appear before you
- You have to enter the following details in this application form
- Personal details
- Co borrower details
- Present address details
- Permanent address details
- Course and income details
- Bank details of the student
- Now you have to click on save and continue
- After that, you have to upload the following documents
- Latest color photograph of the student
- Latest color photograph of the co-applicant
- Signature of the student as specified
- Co borrower address proof
- Signature of the overawe legal guardian
- Students Aadhar card
- Students PAN card or undertaking as specified
- Co borrower PAN card or undertaking as specified
- Admission receipt of the institution
- Class 10th board registration certificate
- Now you have to click on save and continue
- A new page will appear before you
- You have to click on the submit application
- After that, a dialogue box will appear before you asking you if you want to confirm to submit or not
- You have to click on yes
- By following this procedure you can apply under the West Bengal student credit card scheme
Administrator Login
- Go to theOfficial Websiteof the West Bengal student credit card scheme
- The home page will open before you
- Now you have to click onAdministrator login
- After that you have to select your user type
- Now you have to enter your user id, password and captcha code
- After that you have to click on login
- By following this procedure you can do administrator login
Procedure To Do Student Login
- First of all, go to theofficial websiteof the West Bengal student credit card scheme
- The home page will open before you
- Now you click onstudent login
- Login form will appear before you
- You have to enter applicant ID, password and captcha code
- After that you have to click on login
- By following this procedure you can do student login
Student Dashboard
- First of all, go to theofficial websiteof the West Bengal student credit card scheme
- The home page will open before you
- Now you are required to click onstudent login
- After that you have to enter applicant ID, password and captcha code
- Now you have to click on login
- After that you have to click on dashboard
- By following this procedure you can view student dashboard
Procedure To Track Application
- Go to theofficial websiteof the West Bengal student credit card scheme
- The home page will open before you
- On the homepage click onstudent login
- Now you have to enter your applicant ID, password in captcha code
- After that you have to click on login
- Now you have to click on track application
- After that you have to enter your applicant ID
- Now you have to click on search
- Required information will be on your computer screen
Download Training Manual
- Visit theofficial websiteof the West Bengal student credit card scheme
- The home page will open before you
- Now you are required to click on user manual
- After that you have toclick on training manual
- Training manual will appear before you in PDF format
- You have to click on the download option in order to download it.
Procedure To Download User Manual Of Student
- First of all, go to theofficial websiteof the West Bengal student credit card scheme
- The home page will open before you
- On the homepage you are required to click on downloads
- After that you have to click onuser manual of student
- User manual will appear before you in PDF format
- You have to click on the download option in order to download it