Bhabishya Credit Card Scheme is an innovative scheme launched by the Government of West Bengal which offers loans up to Rs. 5 lakh with the state acting as guarantor for upcoming projects. This is a fantastic opportunity for those who want to start their own business, and from 2023 the program can be applied for online. Read the article below to find out more about future credit card policies
Bhabishyat Credit Card Scheme 2024(ভবিষ্যত ক্রেডিট কার্ড স্কিম)
The Bhabishyat Credit Card Scheme 2024 is another name for the program. Mamata Banerjee, the Chief Minister of West Bengal, announced the program during the presentation of the budget.
The program was launched to support upcoming state projects and offer financial support to those with inadequate resources. As the government acts as a guarantee, the loan amount may be obtained without any form of security.
WB Bhavishyat Credit Card Scheme Details in Highlights
Name of the Scheme | Bhabishyat Credit Card Scheme |
Department | Department of MSME&T |
Initiated by | State Government of West Bengal |
Beneficiary | Entrepreneur/ Business Owner |
Objective | To Provide Loan up to Rs.5 Lakh |
Scheme Date | 1 April |
Applying Mode | Online |
Official Website | https://bccs.wb.gov.in/ |
Objectives of Bhabishyat Credit Card Scheme(ভবিষ্যত ক্রেডিট কার্ড স্কিমের উদ্দেশ্য)
The program’s goal is to issue credit cards to eligible participants so they can apply for loans for a range of purposes, such as starting a new business, expanding an existing one, or meeting other financial responsibilities.
Eligibility Criteria for Bhabishyat Credit Card Scheme
This scheme is only open to permanent residents outside Bangladesh. The program is aimed at those who need financial assistance and want to start their own business. The applicant must provide all necessary documents related to the scheme.
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Authentic certificates are required from the applicant. The following documents should be attached with the application form: Aadhaar Card, Ration Card, Permanent Account Number (PAN) Card, and Photograph. Specific contact information should be included on the application.
Documents Required
- Bonafide certificate of West Bengal
- Business Performa
- Loan documents
- Aadhar Card of the applicant
- Copy of ration card
- Copy of the PAN Card of the applicant
- Recently clicked passport-size photograph
- Contact information, including mobile number
Online Application Process of Bhabishyat Credit Card Scheme
- Visit the official website of the scheme.
- For the Bhabishyat Credit Card Scheme, look for the link to the online application.
- To access the Bhabishyat Credit Card Scheme application form, click the link.
- Download the form, then begin filling it out with the necessary information.
- Make sure to include precise contact details.
- A bonafide certificate from West Bengal, a business proforma, loan documents, a copy of an Aadhar card, a copy of a ration card, a copy of a pan card, and a recently taken passport-size photo should all be included with the application form.
- Send the bank the completed application form together with all the required documents.
- If you meet the requirements, the bank will review your application and issue you a credit card worth Rs. 5 lakh.
Note: To qualify for the Bhabishyat Credit Card Scheme, only one member of each family may apply, and candidates must have lived in West Bengal for the previous ten years.
Offline Application Process for Bhabishyat Credit Card Scheme
- The Department of MSME&T Office has the West Bengal Bhabishyat Credit Card Offline Application Form accessible.
- Take the application form, and accurately fill it out.
- Include with it all the necessary documentation.
- Deliver the West Bengal Bhabishyat Credit Card Scheme Offline Application Form and all supporting documentation to the District Office of the Department of MSME&T.
- The Department Officers will verify the received Application Forms and the supporting documentation.
- After that, you can pick up your card by going to the Department of MSME&T Office
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FaQ
Q.Is there a minimum or maximum age requirement?
Ans.Yes, those between the ages of 18 and 45, including those working in the construction industry and motor vehicles, are eligible to apply for the program.
Q.How will you get the OTP?
Ans.First, click the ‘Login’ link to bring up a pop-up page where you can enter the OTP. Then, click the link that says “Register Here” on the pop-up page. In the online registration form, enter the necessary information. After entering your mobile number, press “TAB.” An OTP will be delivered to your cellphone number when you complete this.
Q.What are the fundamental details you must submit to obtain the OTP?
Ans.You must give basic details such your name, full address, gender, date of birth, and mobile number to receive the OTP.
Bhabishyat Credit Card Scheme 2024 (WBBCCS): Online Apply, Interest Rate | ভবিষ্যত ক্রেডিট কার্ড স্কিম @ bccs.wb.gov.in
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