Ponmagan Podhuvaippu Nidhi Scheme:- is a savings scheme for children developed by the Government of Tamil Nadu. The Government of India runs several schemes through post offices, but you will find that most of them are reserved for women. The Tamil Nadu government has launched the PPNS scheme keeping men in mind.
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This is the first fundraising scheme specifically for children. A minimum deposit of Rs 500 is required for this account. Currently, only Tamil Nadu is implementing this scheme.
Under this scheme, a youth under the age of ten can open a post office account with his parents.Read below to see detailed information about Ponmagan Podhuvaippu Fund Scheme.
Tamil Nadu PPNS Scheme Details in Highlights
| Name | Ponmagan Podhuvaippu Nidhi Scheme |
| Initiated by | Tamil Nadu Government |
| Year | 2024 |
| State | Tamil Nadu |
| Beneficiary | Tamil Nadu State boys |
| Opening amount | 100 Rupees |
| Registration process | Online in the post office |
| Official website | https://www.indiapost.gov.in |
Benefits of Ponmagan Podhuvaippu Nidhi Scheme
Through this arrangement, the child's parents can save money for their future. The program was launched by the Tamil Nadu government to ensure a brighter future for children. The minimum and maximum amount for this scheme is now defined as Rs. 500 and Rs. 5 lakh respectively.
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A child below 10 years can also open an account under this scheme This plan currently has an interest rate of 9.70% after the rate hike.
The upper limit of the scheme was increased from Rs. 1.5 lakhs to Rs. 5 lakhs and it is. A guardian opens an account for a child under 10 years of age. Guardian can also apply for a loan from this account, but the account must have been held for a full four years before that.
Interest Rates for Ponmagan Podhuvaippu Nidhi Scheme
| Interest rate | 9.70 percent |
| Minimum amount | 500 rupees |
| Maximum amount | 5 lakh rupees |
Eligibility Criteria for Ponmagan Podhuvaippu Nidhi Scheme
You can deposit Rs.100 under bank account for this scheme. The interest you earn under this plan will be calculated annually. The applicant also has the right to change the name on his/her account at will. After five years, the applicant will receive this amount. Your account can only be transferred once
Required Documents to Apply
- Duly filled application form
- Passport-size Photograph of the Child
- Income Certificate
- Residence Proof like Aadhar Card/ Ration Card/ Voter ID Card
- School/ College Certificates for the current academic year
- Bank Account Details of the Child
Steps to Apply for Ponmagan Podhuvaippu Nidhi Scheme
- First of all, go to your nearest post office branch
- From the concerned officials, get the Ponmagan Podhuvaippu Nidhi Scheme application form
- Now, fill in the form with all the required details
- After that, attach all the required documents with the application form
- Fill in the form carefully and attach all the required documents
- Finally, submit the application form along with all the required documents to the post office’s concerned officials
- The application is authorized after the verification process is complete.
- The child is now a beneficiary of the Post Office’s Ponmagan Podhuvaippu Nidhi Scheme
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FaQ
Q.What is the Benefits of Ponmagan Podhuvaippu Nidhi Scheme ?
Ans.Through this arrangement, the child's parents can save money for their future. The program was launched by the Tamil Nadu government to ensure a brighter future for children. The minimum and maximum amount for this scheme is now defined as Rs. 500 and Rs. 5 lakh respectively.
Q.What is the Eligibility Criteria for Ponmagan Podhuvaippu Nidhi Scheme ?
Ans.You can deposit Rs.100 under bank account for this scheme. The interest you earn under this plan will be calculated annually. The applicant also has the right to change the name on his/her account at will. After five years, the applicant will receive this amount. Your account can only be transferred once
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Ponmagan Podhuvaippu Nidhi Scheme | Ponmagan Podhuvaippu Nidhi Scheme (PPNS): Benefits, Interest Rate, How to Apply | பொன்மகன் பொதுவாய்ப்பு நிதி திட்டம்
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