In India, medical expenses are a major financial burden for many, pushing families into poverty. In response, the Punjab government launched the Sarabat Sehat Bima Yojana to provide affordable insurance to assure access to medical care for people from low-income families
Check out the details of the Sarbat Sehat Bima Scheme details like points, targets, benefits, covered diseases, eligibility criteria, levels of enrollment for the SSBY scheme, list of linked hospitals , 1999 . And more, read below
SSBY Scheme Details in Highlights
| Name | Sarbat Sehat Bima Yojana |
| Initiated by | Government of Punjab |
| Introduced on | 20 August, 2019 |
| Scheme objective | To improve healthcare services and offer cashless medical care to the Economically Weaker Section (EWS) of society at government and affiliated private institutions. |
| Benefit | 5 lakh rupees per family per year |
Sarbat Sehat Bima Yojana Objective
In India, many people find it extremely difficult to pay for their medical care. Medical care causes many families to fall into poverty. Weak and impoverished families can be safeguarded in such circumstances by having appropriate insurance coverage. People with low incomes can now afford medical care as well.
SSBY Diseases Covered
- General surgery
- Cardiology
- Mental disorder
- Eye surgery
- Orthopaedics
- General medicine
- Paediatric surgery
- Plastic surgery
- Radiation oncology
- COVID-19
- Neurosurgery
- Cancer
- Polytrauma
- MRI and CT scan, etc
Eligibility Criteria for Sarbat Sehat Bima Yojana 2024
You must be an official citizen of Punjab. Must have a valid ration card. Families are covered based on SECC 2011 data. Families with smart ration cards. Small traders are registered with the Excise and Tax Department. Farmers with a J. paper. Small and marginal farmers. There are some construction workers who are registered with the Punjab Building and Other Construction Workers Welfare Board. They accept it. There are journalists with red cards
Benefits of Sarbat Sehat Bima Yojana 2024
up to Rs. 5 lakh coverage per family per year. Discussion of existing conditions prior to the start of the program. There are 1579 second and third care facilities. The program helps some of the poorest families in Punjab. Three days before and fifteen days after admission. Coverage for newborns is covered. Includes inpatient surgery.
Steps to Register for Sarbat Sehat Bima Yojana 2024
To register for SSBY Scheme, the user needs to follow the below given steps:
- Find the closest centre in your town.
- Ask for the application form from the center’s officials.
- Fill out the form completely, and include the necessary supporting documentation.
- Send the completed form to the officials with the necessary supporting documentation.
- If appropriate, pay the required amount towards the service fees.
Steps to Check the List of Linked Hospitals
The steps to obtain the list of hospitals linked to the yojana are given below:
- Go to the State Health Agency, Punjab’s official website
- Click on the Hospitals tab
- After that, select the Empanelled Hospitals option
- Provide the needed details like hospital type, district name, and specialization
- Now, click on the Search button and all the pertinent hospital-related information will display on our screen
FAQ’s
No distinct enrolling procedure has been mandated by the government. Using the information they now possess, they have created a list of beneficiaries.
Obtaining a printout of the Sehat Bima card requires payment of Rs 30
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