PMAYG aims to distribute pukka houses with water, sanitation and electricity to all eligible rural households in two phases. Homeless people, as well as those living in kutcha houses or severely dilapidated houses, are the target population of this scheme This scheme aims to create 1.95 million pukka houses in rural India by 2019 between 2022. The project has been extended till 2024 and the current target of 2.95 million pukka houses is done

PMAYG Subsidy Scheme

• Beneficiaries of the program are eligible to get loans from participating financial institutions in the amount of up to Rs.70,000.
• Beneficiaries of the program get interested in a subsidy of around three percent.
• The highest amount of principal that may be awarded under the subsidy is 2 Lakh rupees.
• For the EMI (installments) that must be paid, the maximum amount of the subsidy that may be obtained is 38,359 rupees.

PMAYG Benefits

• In conventional areas, the central and state governments will share the cost of the product in the ratio of 60:40, providing a subsidy of Rs 1.20 lakh per unit In the Himalayan states, the north-eastern states and the Union Territories (UT) of Jammu and Kashmir, the ratio is 90:10, with Rs. 1.30 lakh subsidy per unit.
•  Beneficiaries of the MGNREGS scheme receive a salary of Rs. 90.95 for unskilled labour.
• Village councils are responsible for ensuring accuracy of information provided by the Socio-Economic Caste and Census (SECC) to identify beneficiaries.
• Under the terms of the project, the Central Government will bear the full cost of all other expenditure, along with additional financial assistance of Rs. Each applicant will be given Rs 12,000 to construct a permanent toilet and two sinks in each household.
• Payments are sent digitally and deposited directly into an Aadhaar-linked bank account or postal account.
• Beneficiaries could choose a house plan based on geography, climate, culture, and other factors.
• Beneficiaries could choose a house plan based on geography, climate, culture, and other factors

PMAYG Eligibility

• The scheme helps homeless families.
• Zero, one, or two-room kutcha homes.
• Households without a literate 25-year-old.
• Households without a 16-to-59-year-old man.
• Households without 16-to-59-year-old adults.
• Casual-labor-based landless families.
• SC, ST, and other minorities are also focal points of this scheme.
• Households, where there is just one individual who is impaired and no one else in the household, is able-bodied.

Documents Required to Apply

• Beneficiaries ‘Aadhaar number
• Consent document to use Aadhaar on behalf of the beneficiary
• MGNREGA-registered beneficiary job card number
• Swachh Bharat Mission (SBM) number of the beneficiary
• Bank passbook, IFSC code
• Mobile number (optional)

PMAYG Application Procedure

• In order to apply, you must have a login id on the official website.

 

• Please log in to PMAYG. After entering the login details, press login.
• After successfully logging in, a form will be displayed.
• Please ensure that the relevant information is entered in the personal details box such as gender, mobile number, Aadhaar number, etc.
• Please upload the signed permission document that is necessary to use your Aadhaar number.
• To locate the beneficiary name, PMAY ID, and priority by clicking on the search button.
• To register, use the “Select to Register” option.
• The information about the recipient will be produced and presented automatically.
• The remaining beneficiary data may now be filled in, such as ownership type, relationship, Aadhaar number, etc.
• Upload the permission form that is necessary to utilize the beneficiary’s Aadhaar number.
• In the next part, you’ll fill out the appropriate forms with the beneficiary account information. This includes the beneficiary’s name, the bank account number, and any other pertinent information.
• If the recipient is interested in obtaining a loan, choose “Yes” and enter the minimum amount needed for the loan.
• In the next part, you will need to input the beneficiary’s MGNREGA work card number as well as their Swachh Bharat Mission number.
• The office that is concerned will be in charge of filling out the following area.

PMAYG Check Status

• The PMAYG subsidy status may be verified online by following the procedures below:
• Visit this address, which is an official website at https://pmayg.nic.in/netiay/home.aspx.
• Then From the homepage, choose the ‘Awaasoft’ tab.

 

• Enter the FTO number or PFMS ID, as well as the captcha code. Press the submit button.
• The current status of the application form will be shown on the screen.

FaQ

Q.What is the main aim of Pradhan Mantri Gramin Awas Yojana?

Ans.provide affordable housing for all

Q.Who is eligible for Gramin Awas Yojana?

Ans.Pradhan Mantri Awaas Yojana Gramin (PMAYG) Eligibility Requirements. Families with houses having zero, one, or two rooms with a kutcha wall and kutcha roof. Households without a literate adult above 25 years of age. Households without an adult male member aged between 16 and 59 years of age.

Q.What is the role of PMAY in rural housing?

Ans PMAY Gramin / PMAY rural aims at providing a pucca house with basic amenities to all homeless people and people living in kutcha and dilapidated houses by 2024.

Q.Which ministry is under PM Awas Gramin?

Ans Ministry of Rural Development (MoRD)