Odisha Kalinga Sikhya Sathi Yojana:- Many students in Odisha want to pursue higher education but due to economic conditions they cannot achieve their dream of a good education. Keeping in mind the financial condition of such students, the Odisha government has launched Kalinga Shikhya Sathi Yojana.
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Through this scheme, the government is going to provide loans to students for their higher studies. After reading this article you will get all the important information about this system.
Objective Of Scheme
The main objective of Kalinga Sikhya Sathi Yojana is to provide educational loans so that all those students who want to pursue higher education but due to their financial condition are unable to do so can get the chance to study further.
With the help of this scheme, the financial burden on parents and students will be reduced. Now the citizens of Orissa will be able to pursue their education because of the Yojana as per their interest which will increase the literacy ratio in the state.
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This scheme will also play an important role in generating employment in the country as more and more students will become educated due to the implementation of this scheme which will automatically generate employment.
Details Of Kalinga Sikhya Sathi Yojana
| Name Of The Scheme | Kalinga Sikhya Sathi Yojana |
| Launched By | Chief Minister Of Odisha Mr Naveen Patnaik |
| Beneficiary | Students Of Odisha |
| Objective | To Provide Educational Loan |
| Official Website | https://dhe.odisha.gov.in/ |
| Year | 2024 |
| State | Odisha |
| Scheme Type | Government Scheme |
| Application Type | Online/Offline |
| Loan Amount | Upto Rs 10 Lakh |
| Repayment Period | 10 Years In Case Of Loan Upto Rs 7.5 Lakh And 15 Years In Case Of Loan Upto Rs 10 Lakh |
Interest Subvention in Moratorium Period
A moratorium period is a period of time when the borrower is not obligated to make any repayments on the loan. Borrowers are not required to pay any EMI during this period.
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This is basically a waiting period. The educational loan waiver period is the length of the course, which includes one year. Every beach is different. Under this program, the course provides financial aid after the student graduates, subsidizing interest payments and repayment terms.
Eligibility Criteria
The applicant should be a permanent resident of Odisha The annual family income of the applicant cannot exceed Rs 6 lakh per annum The applicant may not get the same arrangements from the Central or State Government
The terms and conditions of the loan will be as per the norms of private planning banks The bank reserves the right to process the loan application
Required Documents To Apply
- Aadhar card
- PAN card
- Bank passbook
- Income certificate
- Marksheet of last passed examination
- Ration card
- Mobile number
- Passport size photograph
Benefits And Features of Kalinga Sikhya Sathi Yojana
Odisha Chief Minister Naveen Patnaik has inaugurated the Kalinga Shikhya Sathi Scheme The scheme was launched on June 27, 2016 for an aspiring student from Odisha Through this scheme, the government provides financial assistance to students in the form of educational loans up to one lakh rupees
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The beneficiary is required to pay only 1% interest on the loan All subjects like medicine, engineering, law and business will be covered under this scheme The remaining interest will be paid by the Department of Higher Education,
Government of Odisha If the loan amount goes up to Rs 7.5 lakh, the repayment period of this loan is 10 years If the loan value goes up to Rs 10 lakh, the repayment period of this loan is 15 years Scheduled banks can enjoy the benefits of education loans under this scheme Only citizens of Odisha can apply under this scheme
The annual family income of the petitioner cannot exceed Rs.600000 per annum Termination benefits under this plan are zero
Procedure To Apply Under Kalinga Sikhya Sathi Yojana
- First of all go to the official website of the Higher Education Department, Government of Odisha
- The home page will open before you
- On the home page, you are required to click on Kalinga sikhya Sathi
- Now you have to click on click here to apply
- After that, you have to click on the register
- A new page will open before you
- On this new page you have to enter the following information:-
- First name
- Middle name
- Last name
- Mobile number
- Email ID
- Password
- Captcha code
- After that you have to click on submit
- Now you have to click on the login
- After that, you have to click on the student login
- Now you have to enter your email id, password, and captcha code
- After that, you have to click on the login
- Now you have to click on apply under this scheme
- After that application form will appear before you
- In this application form, you have to enter all the required details like your name, email, phone number, etc
- After that, you have to upload all the important documents
- Now you have to click on submit
- By following this procedure you can apply for the Yojana
Offline Application Procedure Of Kalinga Sikhya Sathi Yojana
- First of all, go to the nearest bank
- Now on the inquiry window ask for the Kalinga sikhya Sathi Yojana application form
- Now duly fill this application form by entering all the required details like your name, email id, mobile number, etc
- After that attach all the required documents to this application form
- Now submit this application form to the same bank
- By following this procedure you can apply for the Yojana
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FaQ
Q.What is the Objective Of Kalinga Sikhya Sathi Yojana?
Ans.The main objective of Kalinga Sikhya Sathi Yojana is to provide educational loans so that all those students who want to pursue higher education but due to their financial condition are unable to do so can get the chance to study further.
Q.What is the Eligibility Criteria Of Kalinga Sikhya Sathi Yojana?
Ans.The applicant should be a permanent resident of Odisha The annual family income of the applicant cannot exceed Rs 6 lakh per annum The applicant may not get the same arrangements from the Central or State Government
Kalinga Sikhya Sathi Yojana 2024: Registration & Login, Search For Loan | କାଲିଙ୍ଗା ଶିଖ୍ ସାଥୀ ଯୋଜନା 2024 @ dhe.odisha.gov.in
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